Kolkata Local - আমি তোমাকে ভালবাসি

Indian Railways offers a travel insurance policy for passengers, providing up to 10 lakh rupees in coverage for a mere 45 paise premium. While the policy covers death, permanent disability, and injuries, it's only available to those who book tickets online via IRCTC and opt for the insurance during the booking...
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process. This insurance doesn't apply to passengers travelling in general class or those who purchase tickets from ticket counters. Claims must be filed online within four months of the accident, and the policy was initially launched in September 2016 as an optional feature, with the premium previously at 92 paise. The government used to pay the premium, but it was later reduced to 42 paise and subsequently increased to 45 paise.