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Digital Payments in Railways. 2 Answers Digital Payments in Railways. With reference to my post (link /blog/post/2960344 )I am posting FAQs about Bank Charges while purchasing Tickets by Debit/Credit Cards at PRS counters. 1)How much charges will I be charged by the Railways or the Banks if I book by DEBIT Cards at PRS Counter? A:Railways waived off the INR 30 which they charged for Card Purchase at counters w.e.f 01/06/2016 so Railways won't charge you anything.As far as Banks are concerned if the card is a RuPay Debit card of any bank there is NO Charges at all.For Visa/MasterCard/Maestro Debit... more... Digital Payments in Railways:With RBI reducing MDR(Merchant Discount Rates) for Debit Card purchase on POS below ₹2000 and for all other amounts for all merchant categories specially for merchants whose turnover is less than 20 lakhs and Government agencies W.E.F today (Published in various news paper on 06/12/2017) and Railways introducing BHIM app payments and to offer discount for Cashless transactions (Published in various news paper on 07/12/2017 and later) the Card payment is likely to increase in PRS and UTS counters. For refund of PRS ticket cancellations the card last 4 digits and RRN no should be fed in the system accurately by the ECRC.RRN no to be generated by the POS and will be printed on the ticket as well. Here I am posting my Ticket with the Charge Slip generated by SBI POS terminal.In the ticket picture the numbers (Card Last 4 digits and RRN) are marked... more... |