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Open prepaid account with IRCTC and book your rail ticket...
Booking railway tickets will be a tad easier and faster once a system of having an account with the Indian Railway Catering and Tourism Corporation (IRCTC) comes into being.
In a bid to make booking easier, the IRCTC has decided to launch a Rolling Deposit Scheme (RSD), under which anyone can deposit the desired amount in the account to be opened with the service provider.
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user could purchase tickets from the money deposited by using the RSD card as a novel payment option, which the IRCTC claims has advantages over the other modes of payment. The system would enable hassle-free and secured transactions, besides saving time by eliminating the payment approval sequence. It reduces the user’s dependence on banks and their servers and allows for booking tickets directly through the RSD mode. The other benefit is that the user need not make the payment gateway charges. The tedious process of using credit or debit cards for making online purchases is done away with under the proposed scheme.
One can open an account using the PAN card and operate the account through a transaction password and PIN number and manage the account online and top up the account too.
The minimum deposit is likely to be in the range of Rs. 1500 to 2000.
Registration fee
The account can be opened with a registration fee of Rs. 250, which can be redeemed while booking tickets later.
The IRCTC will provide facility for the user to track the transaction history and in case of cancellation of ticket, the refund would be deposited in the account the very following day.
Thanks to The Hindu