Bhut se case to report hi nahin hote hain, Report ho bhi gaya to Aam janata ko to bahut kam milta hai, VIP area/city or VIP persons shayad jugad kar kuch le lete ho.
As far as I remember, the maximum compensation was increased to 4 lacs about a year before.
With insurance co. paying the booty, at least Rlys will be less inclined to under declare the casualty and injury cases.